Estate planning is one of those areas that many people put off, but it plays a crucial role in safeguarding not just your financial position, but also the security of your loved ones.
As of mid-2025, the Queensland Government has confirmed that payroll tax relief will remain limited to general practitioners (GPs) and GP registrars.
The Albanese government has passed legislation to reduce student debts by 20%—delivering on a key election promise and providing welcome financial relief for more than three million Australians.
The Spouse Super Contribution Tax Offset is a simple, effective way for couples to grow retirement savings and benefit from immediate tax savings.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
A simple way to balance super and plan for a stronger financial future. While simple in practice, super splitting can provide valuable benefits, both in retirement and throughout your working life.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
If you’re in a position to contribute more to super and want to take full advantage of the low-tax environment it offers, the bring-forward non-concessional contribution rule can be a powerful strategy.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
This simple yet powerful rule allows you to make up for unused concessional contributions from previous years — helping you save on tax and accelerate your super balance at the same time.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
We’ve created our ‘Super Series’ — a four-part blog collection designed to help you understand and use key strategies to grow your super more effectively.
- Posted in Financial Planning, Growth, q4 wealth, Retirement Planning, Tax & Accounting, Wealth Extraction
- by q4financial
EOFY (End of financial year) isn’t just about compliance — it’s about clarity and control. It’s a key opportunity to make smart decisions that can manage your tax, strengthen your business, and set you up for a successful start to the new financial year.
Many owners expect the exit to be the easy part. In reality, exiting your business well requires just as much strategy, foresight, and discipline as growing the business did in the first place.
- Posted in Business Advice, Financial Planning, Retirement Planning, Risk Mitigation, Succession, Tax & Accounting, Wealth Extraction
- by q4financial
