Generational Wealth Experts

Who we work with

Our services

Tax & accounting

We work with you to develop a close understanding of your business & offer integrated advice on tax & compliance.

Business advice

With over 27 years’ experience we use our expertise to create a flexible, personalised plan for your business.

Wealth management

We help you develop comprehensive & effective financial strategies that strengthen your financial security.


Save time and resources by taking advantage of our tailored bookkeeping services.

q4 understand our situation

As small business owners, we appreciate that q4 understand our situation and continuously match services that provide value as the needs of our whole family evolve.
Paul & Bernadette Higgins

We can help if...

You need help with your business

We work with business owners to help them get their businesses under control and to deliver them the financial outcomes they desire.

You need help with your Investments and Super

We have extensive experience tailoring financial planning solutions that deliver financial freedom over the long term.

Your business needs tax guidance

To be in control of your financial affairs you need to be up to date with all of your tax obligations.

You need a better solution for your Bookkeeping

We regularly see business owners getting bogged down in this area of their business and it is often our experience that this function is best outsourced to a specialist.

Our q4 framework

Our q4 framework helps you to consider the value relationships between your business, superannuation, investments and you.

q4 financial offers a range of tailored solutions to help you grow your business, build personal wealth and enjoy the freedom and happiness that can come from financial independence.

The q4 framework embraces the philosophy of ‘make your money work for you’, by ensuring each element is leveraged so that you achieve your financial goals sooner.

By combining tailored approaches to each of these areas, we work with you to develop integrated strategies for achieving your goals. These may include profitability, growth, risk mitigation, wealth extraction, business succession and more.

Steven Jones
Read More
As a business owner it is refreshing to deal with a company that responds to questions and my needs with reliable, educated answers and solutions. I highly recommend them to any business owner.
Sharon McClafferty
Read More
I would trust Kelly and Grant with any financial matter, business or personal, they are very experienced business owners and advisers. q4 has a really strong team of professionals so I always know I'll be in great hands. It's been a pleasure to recommend business friends and colleagues to q4 for accounting, financial planning and/or business advice.
Tim Berg
Read More
I have worked with Grant for close to 20yrs now. He has always provided sound advice for any business and personal accounting issues we have had over the years. He has given us the ability to make good sound with confidence.
Kelly Townsend
Read More
What a great company, I love working with these fabulous people. It's clear that Grant and Kelly were born to understand numbers as well as people, which is what a great accounting and financial planning business is all about. They also have clever and lovely people supporting them, and they are so fast at responding to my enquiries, I really appreciate all the help they provide my company.
Todd Ferguson
Read More
I have dealt with q4 Financial for a number of years now and highly recommend Grant, Kelly and their team. Collectively, the people that are q4 financial are enthusiastic, warm, friendly, diligent and prompt. They always greet us with a smile and their advice and assistance has been second to none!
Quinton Wrigley
Read More
I have employed ‘q4 financial’ for both accounting and financial services. I couldn’t be happier with their personalised service and genuine commitment to assist me with both areas of my fiscal planning. They go above and beyond the norm and have given me peace of mind. I would strongly recommend them to anyone who would like to achieve a sound financial plan which really does give you a good night sleep, thereafter!
Helen Whelan, CEO, Code Blue for Autism
Read More
Working with Alethea and the Q4 team has been nothing short of exceptional. Their dedication and thoroughness are unmatched—they don't just provide financial services; they guide you through strategic business decisions with a keen eye on the bigger picture. Q4's holistic approach sets them apart, ensuring that every aspect is not just good, but perfect. Entrusting our CFO responsibilities to Q4 is undeniably the best decision we've ever made. Their commitment to excellence has truly elevated our business to new heights.

Read some of our case studies

Wealth management

Finding long-term success
in investment

Tax and accounting

Fixing the gap in
superannuation strategy

Join our newsletter

Get the latest news, views and advice from q4 financial by subscribing to our monthly newsletter.

  • This field is for validation purposes and should be left unchanged.

Find your true partner in wealth

Join our email list

Subscribe to get the latest news, views, and insights from q4 financial by subscribing to our email list.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.